Adapter PCBs still have to be emission and safety tested before you can start selling them. I have family in Germany that had been making and selling bee scales for almost 25 years across Europe up until compliance became extremely costly due to new regulations. Even minor changes (swap to an alternative part footprint due to EOL?) to PCBs trigger re-certification, and that is part of the lifecycle challenge in the embedded world. Certainly if people are making and assembling the boards themselves that throws a lot of overhead out of the equation.
I am quite curious what space you are doing this in... FPGA hacking can be a lot of fun. And it can be mindnumbingly tedious when you miss a subtle detail on a data sheet that makes the difference between an ethernet link working 100% of the time versus merely 98% of the time (Marvell gigabit ethernet phys are quite sensitive to the exact sampling time of data sent over GMII relative to the clock in a way that National Semiconductor gigabit phys are not. This requires setting a delay on the I/O buffer of the FPGA to make gigabit ethernet work reliably on the old Xilinx SP605). Having multi-hour build times for moderately complex designs to synthesize slows development down.
If you're doing anything with high speed SERDES (ie >= 10Gbps ethernet), know that Xilinx transceivers require insanely complicated witchcraft that involves incantations that only the most seasoned FPGA developers have learned. Clock routing between adjacent transceiver quads with the right wires going to the right PLL is bonkers to figure out on your own. Altera is a lot simpler, but the Polarfire transceivers were probably the easiest to get working.
Let us know how deep down the rabbit hole you venture.