I think all of these problems can be traced back to, basically, free market capitalism being allowed to run a bit too amok. Capitalism is great. But it needs some safeguards in place, and we've just allowed those safeguards to deteriorate into almost nothingness over the past ~60 years.

The trouble, now, is that these ideas have enveloped and corrupted virtually everything. The tools we have to address them (government / politics) has also been utterly corrupted by money to the point where we're incapable of holding powerful people to account. A handful of individuals have more money and power than entire government agencies.

I'm not sure if this is what you were suggesting or not. But if you're suggesting some for-profit startup can address these problems, I think it's a bit naive. Tough to 'disrupt' a system working squarely inside of it, susceptible to the same conflicts-of-interest that produce all the other problems you've outlined.

We need some significant political reforms so we can start putting safeguards back in place, and we can start holding rich and powerful law breakers to account. Until then, we're in a bit of a pickle.