You're mistaken. I'm not cowering in fear or fright as you imagine. I am merely pragmatic considering I have waited two years for the vehicle to be delivered and I know that if it's stolen the insurance company will not payout for a replacement vehicle. It will payout what I paid but a slightly used replacement will cost more than what I am about pay due to the constrained market for these vehicles. As for your circumstance, I'm glad you have come to a reasoning that is suitable to you.