I'm still pondering the "how is this useful?" part... why are absolute numbers useful for you in insert mode?
I guess I think it'd be more helpful if the numbers were inclusive, and 1-indexed. I'm not sure how to configure that though.
while in insert mode you would simply want to see what line you are one and for collaboration with others. In cases where you might want jump to a line like :15.
There is also a NumberToggle function if you ever need to switch on the go.