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It's not at all simple what they do.

https://reddit.com/r/BuyBorrowDieExplained/comments/1f26rsf/...

Important quote:

> this type of planning is generally not economically feasible unless the taxpayer has a net worth exceeding around $300M.

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To be fair, there are very accessible options like margin loan or pledged assets which you can also keep going indefinitely - possibly all the way into estate tax which - as a "little guy" - you wouldn't owe. They are higher interest rates (to the point of not being all that interesting - depending on what you want to do.) And they don't have the same features.

But if you are high assets and low income, they might still allow you to buy a house with a loan - if it's what you want.

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