I agree completely! Banana plugs are awesome, and nothing prevents you from screwing them onto bare wire. In fact, that's how it's usually done, isn't it? (It's certainly how it's done at my house.)

Screw once, and then you're set for life!

What drives me crazy are those stupid spring-loaded things that many receivers and speakers have these days. The springs eventually get loose and then the connections get flakey.

I rarely mess with the connections later, so the hassle of banana plugs is not worth it.