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I like how everyone understands the concept of paying for a good or service right until they get online.

Enlighten us?

I don’t see the issue. Lots of things (most much more important than a bluesky account) cost money. Is having a Bluesky account like a fundamental human right or something?

When something costs $1/year, the primary barrier isn't being able to afford it, but having a valid payment method. Depending on the requirements, it can be an issue if you don't have a credit card, don't have a bank account, etc. And not having those things is slightly correlated with poverty. In addition, it makes it harder for children to sign up (not necessarily a bad thing, just saying).

I'm open to hearing others' viewpoints with it.

I had to slash a bunch of my expenses this year, but any issues with social media costs would be more of a time issue for me, not a cost issue.

Are you sure you do? You seem to be trying to argue that a $1/year fee for a 2nd tier messaging service would be a great hardship.