Apple Pay T&C Updated (US Entity Split into "Apple Payment Services LLC")

Received an e-mail stating T&C updated recently:

> We’ve made a few updates to the Apple Pay & Wallet Terms & Conditions. Here’s a summary of the key changes:

>

> We have simplified our Terms and Conditions for Apple Pay and Wallet so that your review and agreement of these Terms and Conditions is effective across all of your Apple devices.

> For our US customers, Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc.

> Our Terms and Conditions now include standard assignment provisions.

Anybody here understand the reasoning behind this? Is the recent litigation against banks and Apple Pay a possible reason (ie, reducing impact to LLC)? Or is this a direct cause of the CFPB ruling to bring oversight to digital payments [1]?

[1] https://www.consumerfinance.gov/about-us/newsroom/cfpb-final...