My NVR's based on the assumption that you want to record continuously (as called out in the schema design doc here [1]) rather than trust event detection to be perfectly reliable. I've set up other systems in parallel that are based on a different assumption (e.g. Frigate) but have found they miss things, so this is the design I'm comfortable with.
If you are also constrained on upstream bandwidth, continuous recording means you must buy a local hard drive. It costs $100–$200 to buy one that can hold many camera-months of video at good quality, which I find pretty reasonable.
Some folks might want to also upload stuff off-site in case the NVR itself is stolen or destroyed, but I haven't felt the need. There are a bunch of missing features from my system I'd like to add when I have time; that one doesn't make my top 10. YMMV.
[1] https://github.com/scottlamb/moonfire-nvr/blob/master/design...