I would pay $200 for GPT4o. Since GPT4, ChatGPT is absolutely necessary for my work and for my life. It changed every workflow like Google changed. I'm paying $20 to remove ads from youtube which I watch may be once a week, so $20 for ChatGPT was a steal.
That said, my "issue" might be that I usually work alone and I don't have anyone to consult with. I can bother people on forums, but these days forums are pretty much dead and full of trolls, so it's not very useful. ChatGPT was that thing that allows me to progress in this environment. If you work in Google and can ask Rob Pike about something, probably you don't need ChatGPT as much.