None of this has anything to do with what's actually happening in the OR. The most common surgery performed in the US is a laparoscopic appendectomy. The low end of the average cost of that appendectomy as an outpatient procedure significantly exceeds out-of-pocket caps for insurance.
* This is not money you were ever going to pay.
* There is no such thing as cutting anesthesia off early because of a billing dispute.
You are getting rolled by a professional trade group for some of the most highly compensated, well-off people in the American economy. We might just as well take up arms against the rapacious costs of M&A litigation in the finance industry.