Kernville (pop. 1549, just outside Bakersfield) seems very remote, and if one elects to live in such a remote place, one is implicitly signing up to be far away from civilization, and traveling 10-12 miles ("going into town") every now and then is part of the deal. Having a car is also part of the deal. That is one's free choice.
I grew up with friends who lived in rural Canada and this is normal for them, and they would gladly make this choice even now. In fact, this is idyllic for some.
> They also determine which pharmacies are in network for insurance plans, and which of those are “preferred,” offering patients lower co-pays.
[…]
> Dr. Qato argues that Part D plans should not select preferred pharmacies at all. “Allow patients to choose which pharmacy to go to, with the co-pay the same, regardless,” she said. “So the pharmacy is reimbursed fairly, whether it’s preferred or not.”
I must be missing something, but what is unfair about passing along cost savings to consumers (in the form of lower copays) when they patronize pharmacies efficient enough that they can accept lower reimbursement rates?
This seems necessary when the penalty for being caught after the fact is insufficient to stop people from doing it. Either because penalties don’t work in preventing behavior, or because current society has difficulty implementing sufficiently harsh penalties because it feels too mean.
It’s less about negotiating a copay, but rather letting market forces work to people’s advantages
From zero to 25usd/month is a huge difference
I know how much my EU colleagues make in income and how much they pay in taxes to save that huge difference of $0 to $25.
I’d much rather have my salary, insurance bill, and $25 Rx co-pay all day long.
Another comment mentions pharmaceutical deliveries, common in my country abut then I have 3/4 pharmacies in a 1-2 mile radius and they are either cheap or free. Not sure of the availability or costs in the US
In some areas 12 miles by public transit might as well be on the moon. Impossible to reach.