It doesn't mention Robinhood's role in promoting addictive gambling behaviors. How much has it changed since this 2020 article? https://www.nytimes.com/2020/07/08/technology/robinhood-risk...
Wow. Stop right there.
If you leverage invest early in life, even if it completely wipes you out (once), you can leverage your way back into money.
20% cost and you’re still ahead
Apple was down 24% during Dec 2021-Dec 2022. It could have happened this year, could happen next year. Nobody knows.
By comparison, VOO was down 18% during that period. If you put money in Treasury bonds, you come out positive.
My point is that there is a reason behind many practical, reasonable financial advice instead of "cash advance at 20%, and if you are lucky, you could still be ahead".