I, too, have "used Meta AI", and have not had this happen to me. But I did not use Meta AI to generate pictures of me, so I did not check the box that led to this. That is one of the number of ways the way this post is titled in a way that is misleading. Simply "using Meta AI" in any capacity did not lead to this outcome.
Additionally, the title suggests that the user gave his photos to Meta AI, and then a separate service, Instagram, is using his photos. That's not what is happening, he gave his photos to Meta AI (likely inside Instagram) and then Meta AI is using them (inside Instagram). There's no need to pretend two different services are sharing their photos around, but the post title is more engaging if there's the suggestion otherwise.