I get that, it's always a challenge to trust a new product, especially when it comes to money. All the payments are done using stripe. Each user creates a connected Stripe account as part of the onboarding, accessible from Portal. When a payment is made, it goes directly to the user's Stripe account, and from there paid out to the selected bank account.

I'm aiming to build this as safe as possible, but that's why I'm planning to have a soft launch with the beta list to see if all the edge cases are covered.