Nothing is safe unless you fully control it yourself.

But your points are more around the legislative issues than the funding which is valid but a separate issue.

On that I’ve been unpicking the tie in mess I got myself into for 2 years now. I have got control over my data but not always things I reference which is where this problem comes in.

Recently a relative died and I’ve seen how a simple non technical person is screwed already due to iCloud dependency etc.