Any statement by Elon Musk is worthless. It's actually worse than worthless in that it is often an intentional lie intending to muddy the waters if not just grossly mislead.
"the Treasury payments weren't labeled with any auditable information"
Do you really, truly believe this? I'm going to assume you don't and are having a laugh, because someone would have to be profoundly gullible to actually believe such a blatant lie by a self serving clown like Elon Musk.
Musk and crew are like the absolute worst garbage programmer that ten minutes into looking at a codebase tell you that it's terrible code and needs to be thrown away, but don't worry they're going to build something super way better. Their own incompetence and lack of understanding is projected out.
They are walking into immensely complex, massive systems -- doing things they have *zero* experience or credibility doing -- and looking at, for instance, the optional, largely meaningless "description" field on a payment and passing judgment. This is worthless analysis. It isn't an "audit", it's godzilla stomping.
The US is going to to take countless hundreds of billions and decades to recover from what these imbeciles are doing. Even more perplexing are the number of people who truly think they're doing good.