I have kids, there's no need for simulation. We have Roblox.

Which has been a surprisingly useful [1]real-world/low-stakes financial literacy course for them.

- They have been scammed.

- They have blown money on stupid useless stuff and cried with regret.

- They've applied for jobs (seriously, there was an application process and interview).

- They've made hundreds if not thousands of decisions balancing entertainment, commerce, utility, and budgeting.

It's all of the true feel-it-in-your-bones financial literacy that the article advocates for being delivered to them in the guise of blocky figures and them playing with friends.

1 - You buy Robux (the in-game currency) with real money, and for years, it's been the number one thing they've asked for as a gift.