Okay but I think we’ve lost the thread of the argument.

I am arguing against the claim "Housing can be affordable or it can be a good investment. Not both."

You support this claim with the argument that “If something goes up more than inflation - it is a good investment” and therefore it can’t be affordable.

I am saying real estate can be a good investment even if it doesn’t go up more than inflation. Do you disagree?

Further, for landlords to make homes available to rent, housing must be a good investment. Do you disagree?