I enjoy working from home. But I'm not going to deny that it has had a catastrophic impact on the downtown business and commercial districts in many small and medium-sized cities. Those places stuggled badly with lockdown in general and a lot still have not recovered from the sudden societal shift where so many people just stay at home in the suburbs instead of coming into the office. I don't know what the answer is, and I certainly don't want to return to the office. But the outlook is bleak for a lot cities.