Are you talking about the case where both of the ground wires fail while charging? If either is non-functional when charging starts, it disallows charging. If one fails during charging, charging disconnects.
Are you talking about the case where both of the ground wires fail while charging? If either is non-functional when charging starts, it disallows charging. If one fails during charging, charging disconnects.
The charger tries to interrupt the flow, but the short circuit fries the power electrics in the buck converter (MOSFET/IGBTs can fail _short_). The charger will have contactors that physically disconnect the line from the converter, but they normally interrupt the line with zero voltage when the controlling IGBTs are closed.
In this case, they'll have to interrupt high voltage and high current flow. Can they do it reliably within the fractions of a second?
Cars, at least modern cars, are also built with safety systems in mind. The fuel line from inlet to tank isn't open as it used to be, nowadays there's a spring actuated flap that is pushed aside by the nozzle (as well as vapor suction systems in the nozzle) so vapors cannot escape and form an explosive atmosphere.
On top of _that_, all parts from nozzle over hose to pump to tanks have safety features to prevent a catastrophic explosion: flame arrestors and inertization, and buried tanks.
So, we didn't ban petrol stations, but in the interest of safety and environmental protections (reduction/near elimination of VOC escape) we mandated changes in how cars and petrol stations are made so that even the dumbest possible user (aka, someone smoking a cigarette right next to his Ferrari getting refilled with 102 octane fuel) will more likely than not either not explode at all or the explosion will be relatively harmless in scope.
So not even an exploding car would be able to prevent the disconnection of the chargers by some of the protection circuits.
And more to the point, right now with galvanic isolation this scenario fails safe. The current won't go through the ground. In fact, you can peel away the insulation from the charger cable and touch one conductor while a fast DC charging session is in progress. You will be fine, as long as you don't touch the second conductor at the same time.
This would increase the cost, but by many times less than the insulated power converters used today.