I believe one of the filthiest snakes out there is Boris Johnson; yes the lunatic with the silly hair, who can recite HOMER in ANCIENT GREEK. And people still think he is 'stupid'? And all he does is 'mistakes'???? He is the filthiest of all snakes - except from his true masters (who is not the people).
So.. yeah. If they end up broke and in jail, they are stupid. If they end up working for 7 digits, and you cannot afford a home.. well..