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That seems ridiculously low. If I'm using an ATM, I almost always withdraw the largest amount the machine will let me (usually $200-$300) in order to minimize the impact of the ATM fees. I guess I need to limit that to $180 now?

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Get an institution that has no fees or waives them. My Credit Union is on a network that has no fees, and lots of locations.

I’d do the opposite. Take out $200 every day. Re-deposit it. Overwhelm the system.

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