Gospel tract. If they repented and believe, then one day God will wipe away every tear from every eye. They'll have His help in this life facing all other problems. You'll have 92 cents left over.
That's why we give them out. Also, sometimes we don't have time to or can't have a real conversation. So, it's quick encouragement for later. Many have thanked me on the spot saying how much they "needed that." Also, Moments With the Book is a good supplier:
Here's the one I'm currently using (has preview):
https://mwtb.org/products/how-to-be-saved?variant=2201051329
If you go above a dollar, the homeless people we serve get very far with shoes, a jacket (with pockets!), a good backpack, a wifi-enabled phone with good battery, and a charger. Some just had a phone. With these things, God's grace and their hard work can lead them to many other things.