I have ~2.5TB of photos in iCloud, via Apple Photos. Excluding the various sized previews, I doubt many originals have been accessed in quite a while. I also have about 1TB Lightroom library archived to a different service; representing countless hours of photo processing work spanning over a decade. Haven’t touched that one in years. Neither are crap. (Yes, both have other backups and, yes, I’ve probably forgotten to sync one of them).