Where are you reading this? I see there's a concept of "credits" but don't see any explanation of what a credit is.
it is token based AFAIK, but we will provide some more information around credits/quota/tokens for the different price tiers in the coming days/weeks
Token based is a pretty strong downside for me that would be enough to get me to use other tools like Cursor (even though I love JetBrains IDEs). I get actively stressed watching an automated system burn through my money on its own recognizance. If I'm going to have quotas or usage-based pricing I want the metrics used to be things that I have direct control over, not things that the service provider controls.