We just need Google or Apple to provide their own equivalent of both: Ollama and OpenRouter so user either use inference for free with local models or BringYourOwnKey and pay themself for tokens/electricity bill. We then just charge smaller fee for renting or buying our cars.
I've had friends/family ask to use some of them; I declined. I don't want to do support / feature requests.
I do my planning with a combination of Grok3, and higher power OpenAI models. Once I have plan of what I want to build, I create an implemenation_plan.md with all the steps to build my solution. (Generated by the higher power models) I carefully review this plan and if it looks good, I throw it into agent mode and get to work.
my employer talks about spending 10s of millions on AI
but, even at this early stage, my experiments indicate that the smaller, locally-run models are just fine for a lot of tech and business tasks
this approach has definite privacy advantages and likely has cost advantages, vs pay-per-use LLM over API.
I think ML is more akin to open source hardware, in the sense that even when there are people with the relevent skills willing to donate their time for free, the cost of actually realizing their ideas is still so high that it's rarely feasible to keep up with commercial projects.