As far as I understand most essays/reports from 'rather neutral' (yes, difficult to get an unbiased view) institutions here in Germany usually tell the story that nowadays a small minority lives on people's efforts, and this minority is well above welfare level.
Is there any 'proof' for your starting sentence? (countries don't last when ever more people rely on relative fewer producers). After all, automation levels increase ever more, and thus productivity, too. E.g. the number of people working in farming has shrunken dramatically (at least in first world countries), yet we have overall more than enough to eat ('overall'!). The fact that any country runs out of money is not an argument: Did Spain's productivity suddenly (or maybe also slowly) fell to zero? Did the people in Spain suddenly all lose their ability to work and think?