The issue is not whether or not it could affect me, the issue is what is the risk. And I can say for certain that the risk is very low, because I seem to have more understanding of the space.
>The original spectre paper notoriously mentions JS as an attack vector.
In an analogy, having an attack vector is having a certain type of weapon, while executing a full exploit end to end is on the scope of waging a war. Sure, a right person at the right place with that weapon can take out a critical target and win the war, but just having that weapon doesn't guarantee you winning a war.
In the cases of certain exploits, like Log4Shell, thats like having a portable shotgun that shoots hypersonic missiles in a scatter pattern. Log4Shell basically means that if anything gets logged, even an error message, that can be used to execute arbitrary code, and its super easy to check if this is the case - send payloads to all services with a JNI url that you control and see what pops up, and boom, you can have shells on those computers.
In the case of Spectre/Meltdown, its like having a specific type of booby trap. Whether or not you can actually set up that booby trap highly depends on environment. If a website is fully protected against code injection, then executing JS cache timing would be impossible. And even if it wasn't, there would be other
Of course nothing is ever for certain. For example, browsers can contain some crazy logic bug that bypasses Same-Origin checks that nobody has found yet. But the chance of this happening is extremely low, as browser code is public.