I stayed at the 4 seasons a few years ago just to give it a try. Not even remotely worth it. The only real difference I noticed was the obsequiousness of the staff.

If you want hotel employees to kiss your ass and pretend to respect you, then this is the place for you. But the quality of the room wasn’t noticeably better than other places I’ve stayed.

I will give you a good example of something that most upper middle class people can’t afford or at least can’t afford frequently.

Disney World VIP tours. My wife has family who are club 33 members and they gifted us a VIP tour as a wedding present. The tour guide drives you around to the different parks and walks you backstage through tunnels and hidden areas to get you the very front of any ride you want to go on.