The lack of efficiency in finance (or pharma for that matter) is not driven by a wish for quality, but purely from a fear of stepping outside regulatory compliance with no individual wanting to be responsible for any process optimization that could later be seen as non-compliant.
Younger companies on the other hand might realize that compliance controls are, in fact, something the company defines themselves and can structure and optimize however they'd like, allowing for both high throughput and compliance. It's just hard to implement in older companies where half the staff would fight back as their role exists purely due to poor processes and their overhead.
And no, not making any mistakes isn't critical, ... some are. You can have a million of UI mistakes and regressions (where is the stat for how many regressions there are?) and what not in the UI of you Stripe Dashboard app without any of them being critical. The "finance" aura doesn't permeate literally everything a finance company does, raising it to the critical level
Well the actual ending is, "Subscribe to my newsletter!".