From a physical pov it’s not rated for anywhere near as many mating cycles and requires user care to protect against environmental damage.
From a connectivity pov you’re limited to short runs for DAC or extra cost to add a transceiver on each side.
It's more expensive but hardly an impossible fit. My router comes with an SFP+ port on the fiber side, it's just not labeled as such.
Combining SFP+ with fiber in consumer spaces is going to be more of a challenge (although I'll gladly accept it if it somehow makes it to market somehow).
I don't think many will exercise that option, and it adds complexity and costs that most people won't need. It would be useful for some, so it would make sense to make some boards with sfp+ rather than an integrated transceiver, but not as the default.
If you want 10G sfp+, Intel x520 cards are cheap on ebay.
https://www.cnx-software.com/2025/05/22/realtek-rtl8127-rtl8...