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Sure, if you value those things then by all means, but it’s strictly speaking a poor financial decision

For people who travel by air a lot, even things that make that travel even marginally more comfortable are worth it.

Not really. I fly a lot. Lounges are entirely superfluous. Business class is overkill when premium economy exists. Boarding early is silly, the plane takes off at the same time.

People just like feeling like they’re special, and they think points are a cheaper way of getting special treatment. In practice they’re not tough.

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