[0] Game theory says sometimes it makes sense to be unreasonable.
Some random guy asking for $3 is a wildly different situation.
It's not about the $3, it's about the relationship.
A close analogy would be Netflix going up $2. If you keep paying that, it doesn't mean you think the money is negligible, and it doesn't mean you would give that money to someone else. And this holds whether Netflix got consent before the increase or scammed you out of it or anything in between; those things affect the decision but they don't change the fundamental nature of it.
You can keep using them if you want. But history has no meaning when dealing with that sort of company.
You can't view transactions in isolation because of the ban possibility.
Yes they're willing to cheat me. But I can limit that and I don't have many choices.