A quick google says they hauled about 60% of their cargo with electric locomotives, 70% of passenger traffic. Currently about 51.5% of modern-day Russia's 105.000 km rail network is electrified. Compare with others on this chart (which seems to omit Russia for some reason): https://www.itf-oecd.org/transport-connectivity-trends-compa.... TL;DR, they did not, in fact, electrify all rail.

As for your swimming in money comment, I'm not sure what you mean; the Soviet Union was an industrial powerhouse and the second largest economy in the world between WW2 and the mid-80's, its economic decline only started after that with economic liberalisation under Gorbachev, followed by both oil price collapse and the costliest disaster in human history (until then), the Chernobyl incident, both in '86. Japan overtook it as the 2nd largest economy only by 1990.