Thank you for the clarification?
You can connect devices without this, it just shows a warning during commissioning that the device is not certified. No impact whatsoever.
It doesn't even enforce that. You are free to use uncertified devices on your Matter network, as hobbyists making their own Matter devices can attest.
In both cases can ignore certifications and have a working product. I run uncertified, open source Matter things myself.
It's not like HDCP in that HDCP is a technology no end-user wants, but something certain content creators want.
Here is the Silabs explainer on the certification process: https://docs.silabs.com/matter/latest/matter-certification/
You can! You just can't ship it/sell it without certification.
https://www.reddit.com/r/homeassistant/comments/1adh8ah/esp3...
I did exactly that last week... Certification is required if you want to use the trademarked logo in your marketing materials (same as with Wi-Fi and Bluetooth afaik).