I can--and did for the better part of ~15 years--run and maintain my own self-hosted everything (hardware, DNS, SMTP, httpd, etc, etc, etc). Then I got married and had kids and went to grad school and had a demanding job where I was doing many of the same things I did at home.
I just fucking don't have the personal time nor desire to manage that shit any longer. Why? Because I have better things to do w/my free time than fuck around with my homelab (or whatever the in-term is these days). When I'm done with work, I just want to go outside or read a book.
I am VERY WELL AWARE of the risks and privacy implications; but, my actual freedom from the day-to-day is worth far more to me at this point in my life.