Ah, that makes sense. Appreciate it.

That's what I've always done. I used TurboTax a few times back when it first came out. At that time it was a standalone program that you bought on a CD. It ran on your computer and it generated forms that you printed and mailed in. No internet required, your data never left your computer.

Once it became a "cloud" platform I didn't trust Intuit to keep my data private or not to use it for their own purposes. Ever since then I've done my taxes on paper. It's not difficult for someone with W2 and even self-employment income. For a more complicated situation it could be, but at that point you probably have an accountant anyway.