Another instance that a full face helmet seems appealing is in in getting doored. I often don't have a choice but to ride near a bunch of cars parked on the street.
Road cycling enthusiasts are a good reference point, but the differences I see are in that I am not as focused on being aerodynamic and lightweight, since I have an electric throttle doing 100% of the work for me. In the tradeoff between efficiency and safety, I have the luxury of leaning much more into safety before negatively impacting the ride itself very much. Most of the negative impacts of additional safety gear are on either end of the ride (gearing up and down)