There is no universal, easy and feeless option to send money to people though.

Sure, I could pay for Hackernews or Github or whatever else (these may be bad examples due to the lack of ads) but lets even say the blogpost linked above.

If I could easily send 0.20$ to someone instantly, without much thought, I would.

I was hoping cryptocurrency would solve this, although the complexity and immense fees with most networks really rule that out.