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I'm curious why you need a phone for banking at all, at home as you say. Wouldn't a laptop suffice? Granted, not all banks have a web app these days

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Not for me at least, 3DS requires approval in an app on my phone. I'd love if the banks just used TOTP instead but no, I have to use their app, some of which don't work with an unlocked bootloader, so I have to have stock android

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