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> We need a law saying users can run exactly what software they want on their own devices.

That's absolutely the opposite of how most of EU operates. See every single EU banking application. You can't run on rooted Android. Yes, EU absolutely should focus of their own tech first and foremost.

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is that because of a regulation?

coz where I live there is no such regulation, but banks still checks for root because of the support load concern

There's a difference between checking for root and checking for non default operating systems.

I suppose the regulation will not mention "rooted devices" but will talk about the bank's obligation for risks and mitigations

Yeah, as long as banks are held liable for you getting hacked they will want to check the integrity of your system in their programs.

And you don't want a world where banks are not liable for such things, they have to be or they wouldn't spend any resources on their systems.

Banking isn't the same as everything else.

you could argue about anything that it isn't the same as everything else.

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