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Comment by humodz | Hacker News Reader

Off the top of my head: going in-person to the bank, email, phone call or sms to a number that you previously informed to the bank (say when opening the account), otp a la authy or aegis. None of these require you to be on google or apple's walled garden.

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Banks have been closing up their in-person services as fewer and fewer people use them.

https://www.kiplinger.com/personal-finance/banking/is-your-l...

> Since 2020, the rate of bank branch closures in the U.S. has doubled. The majority of those closures come from large and very large banks, contributing to an overall 5.6% decline in total bank branches nationwide since the start of the pandemic.

Nor did GGP's approach require them to be in google or apple's walled garden.

That's exactly the point: there's an easy and common method that many people choose to use, but there is still a perfectly working method for people who choose to not use apple or google.

the part you are missing is that this is the situation for now. Emphasis on for now. Google are already moving to restrict what software your phone can run i.e. they control your device.

Please, don't be so obtuse just for the sake of argument. Any rational, well-informed person can wee where this is going.

I think the upthread argument is the weak one in that regard. "See how terrible it is that banks offer a new method to get more convenient service for people who have an Apple or Google device? Because I choose not to, I had to use a perfectly viable method that people relied upon for decades and that still worked just fine."

That's an example of how the banks are continuing to accommodate customer preference, not the other way around. As to "where this is going", ATMs and debit cards are nearly pervasive and, yet almost 60 years after their introduction, I can still choose to bank with a teller if I insist on not having a debit card.

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