Lots of safety critical systems actually do operate by "voting". The space shuttle control computers are one famous example [1], but there are plenty of others in aerospace. I have personally worked on a few such systems.
It's the simplest thing that can obviously work. Simplicity is a virtue when safety is involved.
You can of course do sensor fusion and other more complicated things, but the core problem I outlined remains.
> If you are so worried, override the AI in the moment.
This is sneakily inserting a third set of sensors (your own). It can be a valid solution to the problem, but Waymo famously does not have a steering wheel you can just hop behind.
This might seem like an edge case, but edge cases matter when failure might kill somebody.
1. https://space.stackexchange.com/questions/9827/if-the-space-...