>magnetic swipe card phaseout.
Swipe? I don't recall a time when I needed to swipe in US in the last few years. Pretty much tap, tap, tap, tap. Actually you cannot swipe a card in US that has a chip, and probably 99% of cards have chips.
>Compare the quality of that to a wire or to a ACH transfer.
Zelle? Just a qr code or a phone number? And it's free?
>Wise and Revolut
No clue. What's so special that I don't have with Chase?
>EU is also ahead with security
Um isn't that useless? As more scams are via social engineering.
>But I heard worse of the US.
I heard the same about EU, actually MUCH worse :)