The Future of AI in FinTech Are Not MCPs

1. Author missed API existed. Easier to consume data/fetch report. You can still use LLM to process text report to extract data/sentiment indeed so the browser it self run already apps that heavily use API.

2. AI workflow, to fetch external data and allow AI to do it need tools, so it can dynamicly fetch or you will need to grab the data and inject it in the context.

3. MCP is a transport layer, you can have tools without MCP. You bake them in.

I feel there is some points that are mixed up.