I have concierge medicine. I have two specialist appointments scheduled both take about 3mo.
I can see my PCP within 1 day. That is good. I can have blood drawn within 1 day. That's good.
Specialists, no advantage. This makes it not overly valuable, but what do you expect for 8k extra for year (on top of very good health care)?
I don't know how to access a higher tier of health. Perhaps at 100M+ of net worth it appears. IDK.
Meanwhile, my Mom waited months on Medicare for a heart eval due to arrhythmias.
Whatever plan you have, it doesn’t sound top tier?
This didn’t require high net worth, just a better plan through an employer - or you’re in an area with low specialist populations? Or some sort of low priority on a triage schedule?
If you have mm net worth, the specialists come to you - quickly - unless you really need the .001% specialist. and chances are you they don’t and it’s not worth it.
But even Kaiser had no issues giving less than a week access for anything important.