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If you increase mortgages to 50 years and keep the number of houses too low, houses prices will go up until the monthly payments return to the level of borderline unaffordability.

Another way to think about it. Longer mortgages means more available buyers (for a given price level). More buyers means prices up.

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Also true. Just like every time (not that it's happened recently, at least at the federal level, more common at the state) minimum wage has risen, you can basically track an increase in rental prices to ever so seamlessly absorb every cent of it within a matter of months...

None of this is being done for the actual struggling people in the community.

This will mean extending loans to those that current lenders are not making loans too. So rates will have to increase in order cover increased defaults (the borrowers aren't different). Increasing interest rates will drop prices.

Or maybe it's the reverse.

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