During Covid, my business slowed way down, and I took a part time job at a gas station convenience store (because selling cigarettes made be essential). The store was in a suburb of Portland with an average household income in the top 10 of Oregon, but there were also a lot of trade workers, undocumented immigrants, and generally a good mix of income levels.
Some relevant observations:
- Lower income customers used cash much more than higher income.
- Men used cash way more than women, with the exception of retirement-age women buying their smokes / wine / beer.
- Undocumented workers almost always used cash. Most were paid in $100 bills on Fridays, so they were probably paid under the table.
- Phone tap-to-pay was almost exclusively iPhone. In fact, I don't think I ever saw an Android user pay by phone tap.
- A surprising number of people didn't realized they could just tap to pay instead of running the chip.
- If the till ran out of pennies for change, no one gave a shit.