Sure, but it's the system's fault, and we can point at the people who are keeping the system the way it is. The system is what it does, and what it does is syphon money from everyone else and pumps it upward to a few individuals. That's not an accident, people are responsible for that, they like the way it works, and they're intent on keeping it that way.
Remember, in this system you get paid money for having money and you get charged a fee if you don't have enough. You get taxed more for working with capital than for owning capital. You pay more the less you buy. People always say "The hardest million was the first million". This is by design!
> You should be in some kind of institution which takes care of your basic needs.
Maybe, but we refuse to fund those because they're too expensive to operate.